Important Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. We make no representations about the accuracy, completeness, or suitability of this information for your specific circumstances.

Our consultation services do not constitute professional financial advice, legal counsel, or investment recommendations. Always seek qualified professional guidance for your specific situation.

To the maximum extent permitted by Australian law, our liability is limited as follows:

• We exclude all liability for indirect, consequential, or special damages arising from use of our services
• Our total liability shall not exceed the amount paid for our services in the preceding 12 months
• We are not liable for any decisions made based on information obtained through our consultations
• Technical issues, service interruptions, or communication failures are excluded from our liability

While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content. Information may become outdated or incorrect without notice.

Our services are provided "as is" without warranties of any kind, whether express or implied, including but not limited to merchantability or fitness for a particular purpose.

Individual results may vary based on personal circumstances, implementation, and market conditions.

Our consultation services focus on general financial planning discussions and do not constitute specific investment advice or guaranteed financial outcomes.

Always consult with licensed financial advisors, tax professionals, and legal counsel before making significant financial decisions.

Our website may contain links to external websites. We are not responsible for the content, privacy practices, or availability of these third-party sites.

Links to external sites do not constitute endorsement of their content, products, or services.

All content on this website, including text, graphics, logos, and software, is the property of ivaronenovia and protected by Australian and international copyright laws.

Unauthorized reproduction or distribution of our content is strictly prohibited and may result in legal action.

This disclaimer is governed by the laws of Australia, and any disputes shall be subject to Australian jurisdiction.

Australian Consumer Law and relevant financial services regulations apply to our services where applicable.

You agree to indemnify and hold harmless ivaronenovia from any claims, damages, or expenses arising from your use of our services or violation of this disclaimer.

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date.

Continued use of our services after changes constitutes acceptance of the modified disclaimer.

If you have questions about this disclaimer or our services, please contact us using the information below.

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.